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General · 3 min read
Flat-Pricing Telehealth vs Insurance: Real Cost Comparison
When does it actually make sense to skip insurance?
Insurance reality
Many GLP-1 prescriptions are denied or partially covered. After deductibles and copays, monthly cost often exceeds flat-priced telehealth.
HSA / FSA
Both work for flat-priced telehealth services and prescriptions in most cases.
When insurance wins
Patients with rich plans that fully cover Wegovy or Ozempic — for those, insurance is the cheaper path.
When telehealth wins
Almost everyone else, especially for compounded GLP-1, HRT, TRT.
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